The following downloads are available.  Please note that they are all free of charge and consequently the author takes no responsibility whatsoever for correct functionality of the spreadsheets (but he is pretty confident they work!): but he will be glad to hear of any constructive suggestions or improvements:  see "More...", also for further publications.

First published 13th July 2000

Mortgages Exposed - in  Adobe Acrobat format (pdf) (Approx 1 MByte)  Amended periodically

Download a free, fast PDF reader from Foxit (Approx 1 MByte) - needed for the above - which is smaller & faster than the Adobe reader.

Download free Acrobat reader If you do not already have it, or do not have the Foxit reader).

Accompanying spreadsheets in Excel format (Approx 1 MByte self extracting .exe file. If you are worried about security (although it is safe)- use the .zip version below)
Updated regularly

Accompanying spreadsheets in Excel format (Approx 1 MByte normal zip file)
Updated regularly

In My Opinion... (Approx 1 MByte - A book for general reading)
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