DOWNLOADS

The following downloads are available.  Please note that they are all free of charge and consequently the author takes no responsibility whatsoever for correct functionality of the spreadsheets (but he is pretty confident they work!): but he will be glad to hear of any constructive suggestions or improvements:  see "Contact Author", also for further publications.

First published 13th July 2000

Mortgages Exposed - in  Adobe Acrobat format (pdf) (Approx 637 KBytes)  Amended November 2009

Download a free, fast PDF reader from Foxit (Approx 1 MByte) - needed for the above - which is smaller & faster than the Adobe reader.

Download free Acrobat reader If you do not already have it, or do not have the Foxit reader).

Accompanying spreadsheets in Excel format (663 KBytes self extracting zip file)
Updated Jan 2010

Accompanying spreadsheets in Excel format (559 KBytes normal zip file)
 Updated Jan 2010

Same spreadsheets in Lotus 123 format (406 KBytes self extracting zip file - not as comprehensive as Excel). Updated 4th November 2002

Spreadsheet Summary (45 KBytes in Rich Text format).